Request Refund From Bank Letter Samples

Samples of Request Letters To Bank For Refund of Charges

Money Refund Letters and Email Samples To Bank: How to write letter regarding refunds from bank to customers after noticing deduction in your account?

Unauthorized transactions can take place in this era of digital banking. It is important you notify your bank immediately in writing regarding the deduction of money to request them to investigate and do the needful. Check out our Samples of Request Letters To Bank For Refund of Charges that will guide you through writing a comprehensive letter or e-mail.

#1. Erroneous Bank Charges Refund Request Letter

Date: [Enter Date]

[Name of the Account holder]
[Registered Address]
[Telephone Number]

The Branch Manager
[Name of the Bank]
[Name of the Branch]

Subject: Request For Refund Over Erroneous Bank Charges

Dear Sir/Madam,

I am having a [Enter Account Type] account bearing number [Enter Account Number] in your bank at [Enter Name of the Branch] branch. I recently noticed from the account statement the following transaction regarding deduction of some charges, which I strongly believe to be erroneously done.

Details of the transaction:
Date: ……………
Narration: …………………….
Debit Amount: ………………
Transaction id: ………………

Therefore, I request you to kindly reverse the charges and refund it to my aforementioned savings account. Otherwise, please let me know the genuine reasons behind deduction of such charges.

Thanking you.

Yours Sincerely,

[Enter Name of the Account-holder]

#2. Refund Request Letter To Bank For Unexplained Charges

Date: ………………


[Name of the Account-holder]

[Registered Address]

[Telephone Number]


The Branch Manager

[Name of the Bank]

[Name of the Branch]


Subject: Refund Of Charges Deducted From Account

Dear Sir/Madam,

I am maintaining a [Enter Account Type] account bearing number [Enter Account Number] in your bank at [Enter Name of the Branch] branch. Recently, while going through the account statements for the last few months, to my surprise I noticed that your bank has been deducting some charges from my account.

After careful examination of the statements, I found out that the charges were relating to SMS alert services. I have never signed up for SMS alert services from the bank or given any written consent for such services and charges. I check my account regularly through the bank’s mobile app, which is sufficient for me.

Therefore, I request you to kindly refund the charges to my above-mentioned savings account.

Thanking you,

Yours faithfully,


[Name of the Account-holder]

#3. Letter To Bank For Refund Of Double Payment




Date: [Enter Date]


Branch Manager,

[Enter Bank Name],

[Enter Bank Branch],

[Enter Location].

Subject: Application For Refund Of Double Payment

With due respect, I am writing this letter to complain about the refund of double payment on my [Enter Account Type] account with account Number [Enter Account Number].

On the [Enter Date and Year], I made a transfer of [Enter Amount] to [Enter Recipient’s Account Type] account, Account Number [Enter Recipient’s Account Number].

However, I received an SMS notification very immediately of the debit of an additional [Enter Amount Deducted]– from my account. I waited a few minutes to see if the money had been returned to my account, but no SMS had arrived.

I even check ATM for a mini-statement for my account, which I double-checked. Because there was no reversal, the disadvantage was readily visible.

As a result, I respectfully request that you investigate the situation and credit the sum of [Enter Amount] – to my account as soon as possible.

Kindly, investigate and revert the said amount.

Thank you in advance for your kind assistance!


[Sign Your Signature]

[Enter Your Name]

#4. E-mail Format To Request Bank To Refund Student Money

Subject: Letter for Refund of Money from Bank

Dear Sir/Madame,

I am [Enter Account Name]

, a [Enter Account Type] holder with [Enter Account Number] with [Enter Bank Name and Branch].

I am writing you regarding the payment I made of [Enter Amount] as confirmation of course enrollment at [Enter Institution Name]. Unfortunately, I could not fulfil the condition in the letter of an offer so my admission got cancelled. (State your actual problem and situation).

According to the Institute’s policy, the amount is refunded as admission is cancelled. However, 10-20% of it is cut as administrative charges. It will probably take 3-5 business days to process my cancellation so kindly refund that remaining account as soon as the procedure is completed. I would be thankful to you.

Yours sincerely,
[Enter Name]

Request Refund From Bank Letter Samples
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